[MonicaCMartin]

Thanks for the reply guys - I really do appreciate it, but it sounds complicated for a newbie like me. But I'm off to give it a try. I really wish MS can find a way to make this as easy as generating the first ad. It seem this is a vital part of IM - in fact, the whole point of IM! If I can't monitize my site, I'm out of business - literally!

Thanks,
Monica